Access free credit report Massachusetts

Posted: Sept 2, 2010 You may be saying What, my child has a credit report?. And the answer is yes they may have a credit report and score. One of the access free credit report Massachusetts most common ways for your child to build a credit report is you, the parents. When you access free credit report Massachusetts add your child as an authorized user on your credit accounts, like credit cards, the lender will then report the credit activity for both you and your child, access free credit report Massachusetts thereby establishing a credit report for your minor child.

If you are very creditworthy, this can be good for your child. If you are not, then you may be access free credit report Massachusetts damageing your child's future use of credit. A more serious problem when it comes to a child's credit report and scores is identity theft. Predators and scammers may get access to your child's social security number and use it illegally for years without you or your child knowing it if you don't check your child's credit report on a frequent basis. Recently the Better Business Bureau of Southern Arizona warned consumers to steer clear of a new scam involving those that promise to improve consumers' credit scores using a CPN (credit protection number). credit score and report

They reported that access free credit report Massachusetts scammers often get the numbers by finding dormant Social Security numbers access free credit report Massachusetts via the computer; often those assigned to children. These SSN numbers are sold to people who establish phony credit and run up huge debts that they will never pay access free credit report Massachusetts off. These scammers call these numbers CPN numbers rather than Social Security numbers. If your child's social security number is being used by a scammer it may go unnoticed until you start getting calls from collections agencies or your child tries to use their credit for something for them, like a new car, apartment rental or student loan.

In this day and time, if you have children, it would be worth the access free credit report Massachusetts cost to constantly monitor their credit report and scores to avoid any disaster down the road. free online credit report check Yes, you can report any fraudulent activity and get it removed from your child's credit report but it will take months. And, the more that is accumulated the more of your time it will take. In the mean time your child is unable to use access free credit report Massachusetts their credit for new credit items, like a new car, apartment, student loans or credit cards. New Scam With Children Posted: April 6, 2011 One of the latest scams is to file a tax return using someone else's child as a deduction in order to get a refund. Then when the real parent tries to access free credit report Massachusetts claim their child there is a access free credit report Massachusetts problem which causes a major delay on the legitimate deduction and access free credit report Massachusetts refund. Where this action does not directly affect your child's credit report or scores it means that someone else has your child'access free credit report Massachusetts s Social Security Number.

This means that their number can be used for other scams that will affect your child's credit history in a negative manner. how to get credit report Just another reason to monitor your child's credit report and scores on a regular basis. Posted: Feb 26, 2011 In order for a person to join a membership or sign up at some websites they are now required to enter the last four digits of their social security number and the city in which they were born.